Navigating a Complex Accident Claim
Getting involved in an accident with another vehicle is considered bad enough by most people. Add in other vehicles, multiple insurance policies or no insurance policy, and you have yourself a recipe for stress and a legal headache you may not fully understand.
The language used in insurance policies isn’t always clear or easy to understand. The team of attorneys at Morris & Player PLLC, Louisville has been helping victims manage the overwhelming task of dealing with insurance policies related to complex accidents for more than 50 combined years. We can help you too.
Understanding the Policies at Work
Whether you were involved in a multi-vehicle crash, a hit-and-run accident or a collision with an uninsured/underinsured driver, there are typically two types of claims that can be filed: a first-party claim and a third-party claim. Depending on the type of accident, how much coverage you have and the involvement of other parties, you may need to file a series of claims in order to get maximum compensation for your injuries or loss.
Making matters worse is the fact that Kentucky is a no-fault insurance state. This means that the first $10,000 of damages is paid by your own insurance provider, regardless of who was at fault. Seeking punitive damages in a lawsuit, not fully understanding your policy or dealing with an insurer that is acting in bad faith can also complicate matters and necessitate the need for a lawyer.
You Deserve to Have All Your Injuries Covered
The costs associated with a catastrophic injury or wrongful death can add up quickly, leaving you wondering if you have what you need to recover. You deserve to have all your financial needs covered, from medical expenses and long-term health care to loss of companionship and funeral expenses.
Morris & Player PLLC is known throughout Kentucky for its commitment to the best interests of our clients. We look at all applicable insurance policies after an accident to determine where compensation may come from and whether the offer our clients get adequately addresses their needs.
We can handle the legal paperwork as well as negotiations with the insurance company or companies involved. The successes we have achieved over the years prove that we get the job done.