You may not have seen it coming. All you know is that you suddenly felt and heard the violent impact. In the few seconds it took your vehicle to come to rest after a devastating car accident on one of Kentucky’s roadways, your life may have changed forever.

Perhaps you suffered a catastrophic injury such as a spinal cord injury, a traumatic brain injury or some other debilitating injury. You may have spent some time in the hospital and may not yet be fully aware of what additional medical care you may require in the future. Even so, your insurance company, or the insurance company of the other driver or both, may have offered you a settlement. Considering the medical bills and time lost from work that you already face, you may be tempted to take it.

That may be a mistake, however. More than likely, the insurance company did not take future medical costs and other damages into consideration when making you an offer. You could face additional surgeries, in-home medical care or medical equipment to help with your daily life. These costs, among others, can add up quickly, and failing to take them into consideration could significantly impact your finances in the future.

Instead, it may be beneficial to discuss your situation with a Kentucky personal injury attorney before making any decisions that could jeopardize your financial future. He or she can review your situation, explain your rights and provide you with information regarding the legal options available to you in the aftermath of a devastating car accident. Depending on the circumstances, an attorney could negotiate a settlement on your behalf or help you through the litigation process.